IRA Episodes

In today’s episode, Ralph Estep Jr. and Juliet cover many topics. Today’s Topics ✓ T-Mobile’s fee increases to $5.49 per voice line ✓ What T-Mobile’s price lock does not cover ✓ When a flu shot may cost you $0 ✓ The $55-a-week Christmas savings plan ✓ Costco Gold Star vs. Executive for a one-person household ✓ Sweepstakes entries and scam calls ✓ Social Security benefits for qualifying children ✓ Separating fixed and variable expenses Resources Watch live weekdays at 11:30 AM Eastern: ...

Today, we're diving into the nitty-gritty of financial freedom, and spoiler alert: it’s all about breaking free from that pesky financial stress. Our financial evangelist, Ralph Estep Jr., is here to guide us through some serious financial discussions, whether you're eyeing that Secure Act 2.0 and how it impacts retirement savings or pondering the mysterious Form 8606. We're also covering the wild world of side hustles—yes, those little gigs that can help fatten your wallet without taking over y...

Have you ever wondered how to ensure your loved ones don’t face a heavy tax burden when they inherit your IRA? In this episode, host Ralph Estep Jr. shares key strategies to ease the financial strain on your heirs. Inspired by a listener question from Kathy, Ralph dives into practical solutions that can help you manage the complexities of inheritance tax planning and safeguard your legacy for future generations. What Steps Can You Take to keep from burdening my Heirs? With Ralph Estep, Jr. In th...