What would I do if the $20,000 I inherited had grown into $70,000 in the stock market? In this episode of A Financially Confident Christian, I explore the difficult decision of whether I should keep that money invested for future growth or start using it to help cover my bills today. I talk about the importance of looking at my current financial situation, my expenses, and the role this money could play in my long term goals. I also consider how taking money out of the market could affect my future while keeping it invested comes with its own risks. My goal is to think through this decision carefully instead of making an emotional choice with money that has already grown significantly.
I break down the questions I would ask myself before deciding what to do with the $70,000. I consider whether using some of the money for bills could give me more financial breathing room or whether continuing to invest could put me in a stronger position down the road. I also discuss why I need to think about taxes, investment risk, emergency savings, and my overall financial stability before making a move. Rather than looking for one simple answer, I focus on finding an approach that balances my needs today with the future I am trying to build. By the end of this episode, I hope I can help you think more clearly about what you would do if an investment unexpectedly grew into a life changing amount of money.
Read today's blog:
https://www.financiallyconfidentchristian.com/do-i-keep-investing
https://www.financiallyconfidentchristian.com/blog/grew--in-the-stock-market/
Podcast Timestamps:
00:00 Windfall Dilemma Setup
00:50 Listener Question Read
01:47 Step 1 Own The Money
02:50 Step 2 Taxes And Risk
03:57 Step 3 Give Dollars Jobs
05:12 Fix The Leak First
06:24 Get Your Own Advisor
07:32 Grief And Faithful Stewardship
09:34 Verse Prayer And Recap
11:28 New Show Announcement
12:46 Final Thanks And Signoff
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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
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