Should You Consider Roth Conversions During Lower Income Years?

Both conversions can be a strategic move, especially in years when your income is lower. You can reduce future tax liabilities by converting before hitting the RMD stage. If you're retired and relying on Social Security or savings, this might be the perfect time to explore this option. #RothConversion #RetirementPlanning #LowerIncomeStrategy #TaxPlanning #FinancialStrategy