Becoming Financially Confident Blog

Ask Ralph: How Do I Find Peace With God? Welcome back to “Ask Ralph,” your daily dose of Christian finance wisdom! Today, we tackle a question that's close to all our hearts: "How do I find peace with God?" In a world filled with uncertainties and …

Ask Ralph: Help! I Just Got a 1099 - What Is It and What Do I Do Now? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that pops up every tax season: "Help! I just got a 1099 - what is it, and …

Ask Ralph: How Do I Teach My Children About Biblical Money Principles? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's close to the heart of every Christian parent: How do I teach my ch…

Ask Ralph: Do I Have to Pay Taxes When I Sell My Home? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're tackling a question that's been on many homeowners' minds: How Can I Minimize Taxes When Selling My Hous…

Ask Ralph: I Spent Too Much at Christmas - How Do I Pay Down My Credit Card Debt? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're tackling a question that might be weighing heavily on many hearts after the C…

Ask Ralph: What is a Tax Refund Loan and Why are they Such a Terrible Idea? Welcome back to Ask Ralph, your daily dose of Christian financial wisdom. Imagine this: It's the middle of February, your car just broke down, and unexpected medical bills …

Ask Ralph: How Will I Ever Be Able to Buy a Home? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that weighs heavily on many hearts, especially in these uncertain economic times: "What Steps …

Ask Ralph: Should Christians Invest in the Stock Market? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's been on the minds of many believers: What Are the Best Ways for Christians to In…

Ask Ralph: Why Should I Wait Until 70 to Collect Social Security? Welcome back to “Ask Ralph,” your daily dose of Christian wisdom for your financial journey. Today, we tackle a question that's been on many minds: "Why should I wait until 70 to col…

Ask Ralph: Wealth Distribution and Taxes Welcome back to Ask Ralph, your daily dose of Christian wisdom for your financial journey. Today, we're tackling a question from a listener concerned about distributing wealth to their heirs in a tax-efficie…

Ask Ralph - State Taxes and the Multi-State Worker Greetings and welcome back to "Ask Ralph!" Today, we're diving into a topic that affects many folks in our mobile modern workforce: how to handle your taxes when you live in one state and work in a…

Taking Control of Your Finances God's Way Today we're diving deep into a question that I know weighs on the hearts of many: how can we finally take control of our finances? And not just in a worldly sense, but in a way that aligns with our Christia…

16 Ways Tech Can Make Life Easier for Older People Welcome back to the Daily Christian Finance Podcast! Did you know that smartphone adoption is now over 60% for people over 70 years old¹? It's clear that technology is changing the way we live, and…

What to Do When You Suspect Your Mom Has Dementia and She's Still Handling Her Finances Welcome back to the show, listeners! Before we dive into today's topic, I want to share a story. A close friend of mine recently confided in me about her strugg…

Transitioning from Classic Humanism to True Christianity Many individuals in the modern world, particularly those raised in Western societies, find their thinking shaped by the principles of classic humanism. This philosophy, while emphasizing huma…

Treasury Inflation-Protected Securities (TIPS): A Comprehensive Guide Inflation can be a significant threat to long-term investment goals, diminishing the purchasing power of savings over time. This is especially true for fixed-income securities li…

Protecting Yourself After Your Social Security Number Has Been Compromised Discovering that your Social Security number (SSN) has been compromised can be a stressful experience, especially for older adults and families with young children who are p…

12 Sources of Non-Taxable Income When it comes to personal finances, understanding the difference between taxable and non-taxable income is crucial for maximizing your financial well-being. While most forms of income are subject to taxation, certai…

Starting the New Year Strong: A  Christian Guide to Financial Success Welcome back to the daily Christian Finance podcast! As we approach the New Year, many of us are reflecting on the past year and setting goals for the future. For many, these go…

What Are the Top 7 Reasons Why I Should Not Open a CD? For many savers, a Certificate of Deposit (CD) seems like an ideal solution for safety and guaranteed returns. However, it’s essential to consider whether this option aligns with your financial…

What Are the 7 Best Things for Retirees to Spend Their Savings On? Retirement is a time to enjoy the fruits of your labor, but how can you ensure your savings are used wisely? In today’s blog post, we’ll explore What Are the 7 Best Things for Retir…

How Do I Create an Estate Plan with a Kingdom Impact? Creating an estate plan that goes beyond financial security to leave a lasting Kingdom impact is a challenge many believers face. In this blog post, we explore how to design an estate plan that …

What Are the Top Upgrades You Can Make to Your Home That Make It Harder to Sell? Making upgrades to your home can seem like a wise investment, but not all renovations are created equal. Some might actually make it harder to sell your house. In this…

Why I Probably Shouldn’t Consider a Reverse Mortgage? Are you wondering if a reverse mortgage is the right choice for you? While these loans might seem appealing, they often come with risks that could outweigh their benefits. Let’s explore why you …