Motivational Posts

Why Am I Still Broke? Uncovering the Hidden Root Causes The question, "Why am I still broke?" echoes in the hearts of many, and within the Christian community, this frustration can be particularly disheartening. It can lead to feelings of guilt, a …

5 Important Things That Disappear When You Retire – Are You Ready? Retirement is often envisioned as a time of financial freedom, a reward for decades of hard work. The focus tends to be on savings, investments, and the anticipated income stream th…

Is It Time to Redefine What Being Rich Means to You? In today's world, it's easy to get caught up in the pursuit of financial success and material possessions. We're bombarded with messages that equate wealth with a hefty bank account and the lates…

Can You Truly Live Generously on a Tight Budget? Many Christians wonder how they can live generously when their finances are tight. It can be challenging to balance giving with saving and paying bills, especially when living paycheck to paycheck. H…

Does Divorce Have to be Painful? Avoiding Financial and Tax Traps Divorce is one of the most stressful life events a person can experience. It can turn your world upside down and make it hard to get through the workday and stay productive1. But wit…

How Can Faith and Wisdom Break the Chains of Debt? Debt can feel like a suffocating weight, holding you captive and stealing your peace. But as Christians, we have a powerful weapon against debt: our faith in God and the wisdom found in His Word. T…

What If Achieving Financial Fitness Was as Easy as Your Daily Workout? Many people find managing their finances overwhelming. They might feel like they're always struggling to keep up with bills or that they're not saving enough for the future. But…

Changing Jobs? Don’t Derail Your 401(k) – Here’s How to Get It Right Congratulations on the new job! It’s an exciting time filled with new opportunities and possibilities. But amidst all the excitement, don’t forget about your hard-earned retiremen…

How Can a Side Hustle Help You Fulfill God’s Plan for Your Finances? Many Christians struggle with their finances. They may feel like they're not making enough money or that they're not using their money in a way that honors God. A side hustle can …

Inheritance Incoming: Are You Ready? Receiving an inheritance can be a blessing, often arriving during a time of grief1. However, it also presents a significant financial responsibility. As Christians, we are called to be wise stewards of the resou…

Who Can You Trust With Your Taxes? Choosing the Right Tax Professional Tax season can be a time of stress and uncertainty, especially when it comes to entrusting someone with your financial information. As Christians, we want to make wise financial…

How Much Money Could You Save by Managing Your Credit Like a Pro? In the world of personal finance, your credit score is a significant factor that can impact your financial well-being. It's a numerical representation of your creditworthiness, refle…

Ask Ralph: Can Spending More on Healthcare Now Actually Save You Thousands Later? Welcome back to Ask Ralph, your daily dose of Christian wisdom for your wallet! Today, we're tackling a question that could save you a bundle and keep you feeling you…

Ask Ralph: I Spent Too Much at Christmas - How Do I Pay Down My Credit Card Debt? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're tackling a question that might be weighing heavily on many hearts after the C…

Ask Ralph: How Will I Ever Be Able to Buy a Home? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that weighs heavily on many hearts, especially in these uncertain economic times: "What Steps …

Ask Ralph: Why Should I Wait Until 70 to Collect Social Security? Welcome back to “Ask Ralph,” your daily dose of Christian wisdom for your financial journey. Today, we tackle a question that's been on many minds: "Why should I wait until 70 to col…

Taking Control of Your Finances God's Way Today we're diving deep into a question that I know weighs on the hearts of many: how can we finally take control of our finances? And not just in a worldly sense, but in a way that aligns with our Christia…

What to Do When You Suspect Your Mom Has Dementia and She's Still Handling Her Finances Welcome back to the show, listeners! Before we dive into today's topic, I want to share a story. A close friend of mine recently confided in me about her strugg…

How Do I Create an Estate Plan with a Kingdom Impact? Creating an estate plan that goes beyond financial security to leave a lasting Kingdom impact is a challenge many believers face. In this blog post, we explore how to design an estate plan that …

What Are 7 Ways to Make the Most of My Social Security Check? For retirees relying heavily on Social Security, stretching those benefits can feel overwhelming. In this blog, we’ll explore 7 practical strategies to maximize your Social Security chec…

Why Should I Choose a Credit Union over a Traditional Bank? In today’s world, choosing the right financial institution is more important than ever. If you’re deciding between a credit union and a traditional bank, understanding the differences can …

What are 11 tips to go from living paycheck to paycheck into true wealth building? Are you tired of feeling like there’s never enough money to go around? Living paycheck to paycheck can be exhausting, leaving little room for savings, investments, o…

How Much Cash Should I Keep on Hand Once I Retire? Retirement is a time for enjoying life, not worrying about financial surprises. But how much cash should you keep on hand to stay secure? In this blog post, inspired by The Ask Ralph Show, we’ll ex…

What Percentage of Your Salary Should You Save for Retirement? Retirement planning often feels like a daunting task, especially when it comes to figuring out how much of your salary you should save. What percentage of my salary should I be putting …