Episodes

Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add-on. Save thousands...

Ready to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to heal your finances.

Join us on the Ask Ralph Show as we unravel the Employee versus Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your business interests.

Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance.

Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices.

Are your everyday expenses draining your bank account like a leaky faucet? Join Ralph Estep, Jr.,  as he reveals the secrets to identifying and battling common money wasters who may become money monsters in your budget.

Dive into the world of to-do lists from a Christian perspective on our latest episode! Find the best todo list app and learn how to manage your time effectively and prioritize your tasks in a way that glorifies God.

Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years.

'Building Your House on Sand,' we tackle the importance of finding true sources of security and making wise financial choices.

Going through a divorce can leave you feeling overwhelmed, especially when it comes to finances. Join Ralph Estep, Jr., as he offers actionable steps in navigating finances in divorce.

The Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mortgage maze.

Attention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert advice!

Did you know that some of the most commonly believed business myths are actually holding you back?  Join Ralph Estep, Jr., as he takes a more serious tone in this episode - business myths debunked.

Curious about those little square codes that are popping up everywhere?  We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed!

Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode.

Failure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! Please share our Podcast with all your friends and...

Navigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers and adjusting to fluctuating market trends.

Worried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future.

Worried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to protect yourself and your...

Are you ready for something different? Join me on the Ask Ralph Show as we take a break from the norm and delve into the realm of unusual business titles. From the Director of First Impressions to the Chief Listening Officer, discover the role...

Join Ralph Estep Jr., as he discusses the decision of using online tax software or accountant to handle your annual tax preparation. It explores the complexities of tax situations, the advantages of personalized advice from an accountant.

Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reigniting a passion in your business.

The episode is a reflection on the transformative power of the gift of forgiveness and the act of extending grace to others. Join Ralph Estep, Jr., as he explores how forgiveness can transform your life.

The host, Ralph, and his guest, Realtor Gina McCollum Crowder, discuss a range of topics surrounding navigating real estate sales as well as purchases.