What Happens When You Ignore an IRS Notice, Plus the iPhone Siri Settlement
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Amazon Music Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur
What happens when a small IRS notice sits unopened in your junk drawer?
In this episode of Becoming Financially Confident, Ralph Estep Jr. breaks down how an IRS notice can escalate from a CP14 to a final notice, plus what you should do as soon as a letter arrives.
Ralph and Juliet also cover why retirees still need emergency savings, a proposed homebuyer savings match, the iPhone Siri settlement, using AI for money questions, and two financial conversations worth having early in a relationship.
In This Episode
- Retiree emergency funds: Why retirees still need a financial cushion and why surprise costs average about $6,000 per household.
- Home Ownership Promise Act: A proposed Senate bill that would match first-time homebuyer savings five to one, up to $50,000.
- iPhone Siri settlement: Who can file a claim by December 21 and how to find your iPhone serial number.
- Ignoring an IRS notice: What a CP14 means, how notices can escalate to a final notice, and what to do the day an IRS letter arrives.
- AI and your money: Meta’s new Muse agent, what personal information you shouldn’t upload, and why AI-generated financial answers need a second look.
- Dating and money: Two questions that can reveal how someone thinks about needs, wants, and saving.
Have a money question for Ralph?
https://www.becomingfinanciallyconfident.com/voicemail
Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern:
https://www.becomingfinanciallyconfident.com/live
LINKS MENTIONED
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Quicken Simplifi
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Stamps.com
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EZWill & Trust
https://www.becomingfinanciallyconfident.com/ezwill
IRS Tax Withholding Estimator
iPhone Siri Settlement Claim
https://smartphoneaisettlement.com
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