Becoming Financially Confident

Money In The News Episodes

Make sense of financial headlines, policy changes, and consumer trends that can affect household decisions. The hosts look beyond the headlines to explain what may matter in everyday life.
How a $694 Million Settlement Wipes Out Car Loan Debt, Even After Repossession Ep. 261
261
Sept. 21, 2026

How a $694 Million Settlement Wipes Out Car Loan Debt, Even After Repossession

Hosts: Ralph Estep Jr, a licensed public accountant of over 30 years + Juliet, a first-time entrepreneur. Here's what we got into today: Amway (an MLM) will have to payout $225 million after promising recruits that they will make $40,000 a year, when in reality it is only $657 A $694 million settlement is wiping out car loan debt for thousands of people, so it's important to check your credit report Amazon Prime refunds just jumped from $51 to $200 Community mailbag: Should I loan my brother...
BFC Weekly Recap: A $250,000 Catfish Scam, a Reverse Mortgage Mistake, and a Stolen Checkbook Ep. 260
260
Sept. 19, 2026

BFC Weekly Recap: A $250,000 Catfish Scam, a Reverse Mortgage Mistake, and a Stolen Checkbook

Hosts: Ralph Estep Jr, a licensed public accountant of over 30 years + Juliet, a first-time entrepreneur. Here are some of the highlights from this week: Ralph's grandmother collected a $3,500 unclaimed money windfall from an old credit union account. A missing beneficiary form cost a client 35% in estate taxes, a 15-minute fix Ralph walks through. Juliet on the self-doubt behind leaving corporate life, and reframing an 18-month payoff goal as $6.60 a day. The Dollar Job Framework, and the r...
An Accountant Reacts to a $1.3 Million Love Scam and Our Own Timeshare Regrets Ep. 258
258
Sept. 17, 2026

An Accountant Reacts to a $1.3 Million Love Scam and Our Own Timeshare Regrets

Hosts: Ralph Estep Jr, a licensed public accountant of over 30 years + Juliet, a first-time entrepreneur. Here's what we got into today: The Fed raised interest rates a quarter point. What does this mean for your variable credit cards & home equity lines? State Farm is returning $5 billion to drivers who had a 2025 policy. Do you qualify? A $120 million settlement covers MLS home buyers since 2006, with an October 27 deadline to file. Check if you qualify. Love scams, and a story from one of...
What's on your credit report, and is Rover worth your time Ep. 257
257
Sept. 16, 2026

What's on your credit report, and is Rover worth your time

Hosts: Ralph Estep Jr, a licensed public accountant of over 30 years + Juliet, a first-time entrepreneur. Here's what we got into today: Why you should check in on your CDs once it matures You may qualify for a car loan interest deduction worth up to $10,000 a year Is personalized pricing legal? Considerations on whether side hustling on Rover is for you How to read your credit report Tomorrow, we're getting into timeshares, and Juliet puts Ralph on the hot seat with questions that Ralph c...
Savings Account vs 529 vs the New Trump Account for a New Grandbaby Ep. 256
256
Sept. 15, 2026

Savings Account vs 529 vs the New Trump Account for a New Grandbaby

Join Ralph Estep Jr (licensed public accountant) & Juliet (not an accountant) as they dive into: What options are there saving for a grandchild (savings account, Trump Account, 529) Annual Notice of Change are being mailed out before September 30, and why it matters even if you're not the one on Medicare Why naming beneficiaries for your 401K and IRA + a story where a missing beneficiary name turned a 12% tax hit into 35% Dive into the Dollar Job Framework, starting with naming a real money ...
Overdraft Fees, Unclaimed State Money, and How Balance Transfers Really Work Ep. 255
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Sept. 14, 2026

Overdraft Fees, Unclaimed State Money, and How Balance Transfers Really Work

Hosts: Ralph Estep Jr, a licensed public account of over 30 years + Juliet, a first-time entrepreneur Here's what we got into today: I broke down the LIHEAP heating assistance program, why renters qualify too, and why applying this week matters since the money goes first come, first served I explained how to call your bank and opt out of debit and ATM overdraft coverage so you stop paying that $35 fee I talked through escheat laws and how to check missingmoney.com for cash your state may be h...