Splitting the Check Without Shame, and Why High Earners Don't Feel Rich
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Amazon Music Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur
What happens when even six-figure earners stop feeling high income?
In this episode of Becoming Financially Confident, Ralph Estep Jr. breaks down why a Dollar General CEO says shoppers earning $100,000 or more no longer feel high income, plus a simple grocery price check you can try this week.
Ralph and Juliet also cover how to split a restaurant check without the awkwardness, why one in five Americans call sports betting an investment, whether to start a side gig or chase a promotion, a relative who expects you to pay every time, and the storage unit you keep paying for.
In This Episode
- Splitting the check: A Zelle survey found 52% of Gen Z have ghosted a date to dodge the bill, and how to settle it before anyone orders.
- High earners feel the squeeze: Why shoppers earning $100,000 or more are acting like lower income customers, and a 10-item price check to run this week.
- Sports betting: Why bettors get back less than 75 cents on every dollar, according to Bank of America data, and how to check your own last 90 days.
- Side gig or day job: Why a real promotion usually pays more per hour than a side hustle after taxes, and the client who made about $3 an hour on DoorDash.
- Paying for a relative's meals: How to raise it with your partner at a calm time, why it's a relationship issue before it's a money issue, and the earlier episode with Karen on having that conversation.
- The storage unit you never open: Why the US has more self-storage facilities than Starbucks, Walmart, and McDonald's combined, and how to set a move-out date.
- Family loans: How a written promissory note can keep a $4,000 loan from ending a holiday dinner.
- Money Move: Checking your withholding with the IRS estimator so April 15 holds no surprises.
- Win Ralph's Money: 663 entries last week, and this week's drawing is open now.
Have a money question for Ralph?
https://www.becomingfinanciallyconfident.com/voicemail
Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern:
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LINKS MENTIONED
Win Ralph's Money
https://www.becomingfinanciallyconfident.com/giveaway
Quicken Simplifi
https://www.becomingfinanciallyconfident.com/quicken
LawDepot
https://www.becomingfinanciallyconfident.com/lawdepot
IRS Tax Withholding Estimator
Karen's Episode: Was Fine With Debt
https://www.becomingfinanciallyconfident.com/was-fine-with-debt/
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